We are one of the leading management advisory firms in the payments industry.

Our clients include market-leading companies as well as suppliers to the industry, new entrants, investors and entrepreneurs. Our knowledge and our continuous engagement across the full range of stakeholders and all parts of the payments industry, enables us to be at the forefront of the market.

Our team has in-depth expertise along the entire value chain within cards, payments, digital commerce and digital convergence.

Our clients benefit from the passion of our consultants, our extensive international project experience, our proven methodologies and our proprietary industry data and benchmarks.

In addition to our own proven expertise, we are also able to leverage our extensive global network of industry subject matter experts.

The combination of our excellent payments industry knowledge and EY’s expertise and global reach enables us to holistically advise our clients in every situation. As an example, the cooperation allows us to provide comprehensive judgement from a commercial, as well as financial, perspective when conducting due diligences. Moreover, we can expand our services to include leading-edge methods, such as data-analytics.

Our clients

  • Banks
  • Issuer
  • Acquirers
  • Processors and suppliers
  • Payment networks and regulators
  • Payment service providers
  • Merchants
  • Financial investors

Industry Expertise

  • Card Issuing
  • Merchant Acquiring
  • Processing
  • Core and Corporate Payments
  • Online Payments
  • Mobile Payments
  • Digital Commerce
  • ATM

Functional Expertise

Strategy

  • Market Entry Strategy
  • Product and Pricing Strategy
  • Regulation
  • Sales and Marketing
  • Corporate Finance Strategy
  • Commercial Due Diligence

Operations

  • Operating Model
  • Restructuring
  • Cost Reduction
  • Post Merger Integration

Projects

Growth strategy for a medium-sized broker
A medium-sized broker with a focus on industrial business and a 150-year tradition is confronted with increasing competitiveness in the market and sinking margins in the core business...
International growth strategy for an acquirer
The customer belongs to the leading providers of payment solutions in Europe and the US, especially in the Merchant Acquiring segment the market position is excellent...
Improvement of the earnings position
Within the scope of strategy workshop sponsored by INNOVALUE, the board of directors of a top 30 savings bank (assets of approx. €8 billion) its growth strategy...
Accompanying a trans­action upon acquisition of a terminal portfolio
The customer is one of the leading providers in the net­work operations and merchant acquiring segment. The inter­national presence is expanded by entering of markets with a "follow your customer" strategy...
Cost benchmarking in insurance sales
As part of the merger of several subsidiaries, efficiency and effectiveness were to be increased in the different sales channels within the sales/marketing department...
Mobile payments business field strategy for a telco company
The customer belongs to the leading international tele­communications companies. Based on declining growth and increasing com­petition in the core business, the company has began looking for future growth areas...
Business valuation of an online financial service provider
An online financial service provider experiencing dynamic growth was seeking to raise further capital to expand its business...
Regulation – stress test, regulation and options for action
A large foreign insurance company is pursuing the goal of positioning itself as a leading international specialist for life insurances and pension solutions in Germany...
Product strategy in online payments sector
The customer belongs to the leading global suppliers of online payments solutions and within the scope of a change in management and ownership, the company reviews its corporate and product strategies...
E-money institution vs. full bank
A European provider of online payments solutions was faced with the challenge of a constantly growing volume of e-money...
Realignment of operational model
The current business climate in the insurance industry is putting pressure on the operational models of insurance companies, therefore they are faced with the challenge of aligning the internal processes to the new circumstances...
Target operating model for a PoS terminal manufacturer
The customer belongs to the leading global suppliers of Point of Sale (PoS) terminals. The company has grown quickly through acquisitions without an integration of the acquired company into a target operating model...
Restructuring and sale of a credit card processor
As a former monopoly, the customer was the market leader in the technical pro­cessing of electronic card transactions. With the de­regul­ation the company faced increasing pressure and the need of restructuring…
Market strategy for a top-5 insurance company
A globally operating top-5 insurance company offering life, composite and health insurance products through various sales channels, generates about 20% of the overall turnover through insurance agents and brokers...
Increasing bAV business
In a large regional database with more than 200 offices, the business field of company pensions is processed by both a GmbH (LLC) – for approaching corporate customers – as well as an in-house pensions department...

Publications

PAYMENTS NEWSLETTER VOL.20
June 2018

Contact Person

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Kai-Christian Claus
Partner & Managing Director
Andreas Kornowski
Director

Twitter

10. September 2018
#Sibos returns to Sydney Australia in October and so does EY. If you’re going, would you like to meet with our peophttps://t.co/XfLJ9oyYLYyYLY
06. September 2018
The largest M&A deals in H1 2018 show a strong appetite from non-European acquirers. Read EY’s latest report to leahttps://t.co/tlercSfSLqfSLq
04. September 2018
#Financialinclusion still remains a pipe dream for many emerging markets – coul#blockchainin be the answer? EY’s https://t.co/QCyuzSgoT1zSgoT1
30. August 2018
#payments #vc Paystack raises USD 8 mln from Visa, Tencent, Stripe https://t.co/4aTCq3gGED
30. August 2018
#payments #vc US credit card company Deserve raises USD 17 mln funding https://t.co/8knSMaQXnh
30. August 2018
#payments #vc Irish P2P platform Flender raises EUR 10m ln https://t.co/Ow5ZwfAiT1
28. August 2018
#payments Warren Buffett to invest in Paytm In https://t.co/T4XACDUwyo
23. August 2018
#payments Braavo raises USD 6 mln in series A https://t.co/upApwYqVXl
22. August 2018
#payments Strong Customer Authentication rules agreed for Europe In https://t.co/OisJMGEceF
20. August 2018
#payments #vc Previse raises USD 7 mln to transform global B2B commerce https://t.co/ANLebayGes
20. August 2018
#payments WorldFirst acquires Wyre's retail cross-border payment service https://t.co/FegLUUa9k1
20. August 2018
Real-time payments (RTP) are changing the financial services industry through a more streamlined system. EY’s Jennihttps://t.co/iaathk8t2M8t2M
20. August 2018
China’s payments giant is ready to boost financial inclusion in Africhttps://t.co/RkykwcXW0x0x vi@Quartz Africaca
08. August 2018
#payments #vc QPay gets $1M in funding from Angels and Sharks In https://t.co/Zkond17rrg
08. August 2018
#payments @CurrencyFair makes acquisition of Hong Kong-based Convoy Payments as part of EUR20 million growth plan In https://t.co/2xsE1QdtIk
08. August 2018
#payments #vc @Visa invests in B2B financing outfit Behalf In https://t.co/zSexmsx07X
07. August 2018
#payments #vc Rate raises USD 15 mln for blockchain cross-border payments https://t.co/dEjhODmCl8
06. August 2018
#payments Net Element acquires transactional services portfolio from UPS https://t.co/UaJcZZtGzD
03. August 2018
#payments #vc Zopa raises £44 million to support digital bank launch Inhttps://t.co/rAccoZTgnJJ
02. August 2018
#payments @Sparkasse banks rolls out NFC mobile payments https://t.co/0oqaat9P0F

Events

EY Global Payments Investor Conference
01. - 02. November 2018
London, Mondrian London at Sea Containers