EY Innovalue is a strategic advisor, guiding the top management teams of demanding financial service providers. In the practices of insurance, payments and banking, EY Innovalue has comprehensive expertise and first-class sector knowledge.

Twitter

20. June 2019
#payments Startup Tally raises USD 50 mln for financial service automation https://t.co/uo8xz4lNuQ
20. June 2019
#payments Ripple buys stake in MoneyGram https://t.co/AL3IwF5APK
11. June 2019
#payments PayU acquires Turkish digital payments provider @isak mendez https://t.co/LwTju4pEef
05. June 2019
in India with 1.2 bn people fingerprints alone are not enough to uniquely identify a person #digital_identity #m2020eu #amazingscale
04. June 2019
#payments#vc @PayPal invests in Swedish Open Banking platform @Tink https://t.co/xsncA8JyaN
04. June 2019
Merchants in Europe accepting Alipay has tripled over the last year driven by Chinese tourists #m2020eu #alipay
03. June 2019
Metro is intending to use AISP / open banking in order to enhance their own SMB-customer credit offering. #M2020EU #openbanking
03. June 2019
CItibank is going beyond PSD2 compliance with pay-later API (done) and pre-authorization API (in-development) #M2020EU #openbanking
03. June 2019
#payments China UnionPay to offer European credit cards https://t.co/YSmxyG1XDy
03. June 2019
How can the payments function adapt for a digital future? EY's latest global payments newsletter is out now. https://t.co/JoUOTr3Mqi
03. June 2019
#PaypalCommercePlattform presented at #money2020EU. This might have the potential to be a game changer.
31. May 2019
#payments statistics: 2.6 billion smart payment cards shipped globally in 2018 https://t.co/YP5BeePXtT
31. May 2019
#payments Global Payments agree to pay $21.5 billion for TSYS https://t.co/K3WlxFnPdc
31. May 2019
EY's perspective on Open Banking, M&A and VC activities in #payments in our latest newsletter. Pretty good read https://t.co/hTHUDCYaot
29. May 2019
EY's #payments newsletter covers topics from #OpenBanking transformation to balancing #PSD2 and #GDPR. Read the com
08. May 2019
Kontaktlos mit Karte oder Smartphone bezahlen wird immer beliebter. Hier gibt es viele spannende Fakten zur Zukunft
30. April 2019
#payments Visa and Mastercard cut interchange fees to end EU antitrust investigation https://t.co/uvPFKxFuM0
30. April 2019
#payments PayPal to take a $500 million stake in Uber to "explore future commercial payment collaborations, includi
30. April 2019
#payments Amazon is launching a person-to-person mobile payments service in India https://t.co/w5sb8KZfUt
29. April 2019
#Divestments are helping many #insurers pivot toward new #technology-driven business models. Learn more in EY’s rechttps://t.co/050FrUBHY6BHY6
24. April 2019
#payments Germany's Wirecard to receive USD 1 billion from Japan's Softbank https://t.co/3MGo1ai6uQ
18. April 2019
#payments AIB and First Data to acquire Ireland's Payzone https://t.co/crXbgxuY1D
18. April 2019
Are #banks keeping up with #digitaltransformation at the same pace as their #finserv counterparts? Explore
15. April 2019
Our first Global Capital Confidence Barometer launched 10 years ago and reflected great unease. In 2009, boardrooms
11. April 2019
Slower action on regulatory policy and relatively lower levels of innovation counter the Netherlands’ strong mobilehttps://t.co/VwrwDFqpXMqpXM
08. April 2019
Canada’s burgeonin#FinTechch industry and a growing government focus o#openbankingng is positive but with low consuhttps://t.co/Ktf1JBMQFTMQFT
05. April 2019
What do #financial institutions need to be thinking about in an evolving ecosystem that demands agility and custome
05. April 2019
Hong Kong has high #openbanking adoption potential given its digitally-active population. #FinTech innovation is la
04. April 2019
#payments #vc Mastercard joins $88m https://t.co/lPf1pUzCkq funding round https://t.co/4fps5H4rsp
04. April 2019
Thales completes €4.8 billion takeover of Gemalthttps://t.co/ndr0b8wx4242

Projects

Growth strategy for a medium-sized broker
A medium-sized broker with a focus on industrial business and a 150-year tradition is confronted with increasing competitiveness in the market and sinking margins in the core business...
International growth strategy for an acquirer
The customer belongs to the leading providers of payment solutions in Europe and the US, especially in the Merchant Acquiring segment the market position is excellent...
Improvement of the earnings position
Within the scope of strategy workshop sponsored by INNOVALUE, the board of directors of a top 30 savings bank (assets of approx. €8 billion) its growth strategy...
Accompanying a trans­action upon acquisition of a terminal portfolio
The customer is one of the leading providers in the net­work operations and merchant acquiring segment. The inter­national presence is expanded by entering of markets with a "follow your customer" strategy...
Cost benchmarking in insurance sales
As part of the merger of several subsidiaries, efficiency and effectiveness were to be increased in the different sales channels within the sales/marketing department...
Mobile payments business field strategy for a telco company
The customer belongs to the leading international tele­communications companies. Based on declining growth and increasing com­petition in the core business, the company has began looking for future growth areas...
Business valuation of an online financial service provider
An online financial service provider experiencing dynamic growth was seeking to raise further capital to expand its business...
Regulation – stress test, regulation and options for action
A large foreign insurance company is pursuing the goal of positioning itself as a leading international specialist for life insurances and pension solutions in Germany...
Product strategy in online payments sector
The customer belongs to the leading global suppliers of online payments solutions and within the scope of a change in management and ownership, the company reviews its corporate and product strategies...
E-money institution vs. full bank
A European provider of online payments solutions was faced with the challenge of a constantly growing volume of e-money...
Realignment of operational model
The current business climate in the insurance industry is putting pressure on the operational models of insurance companies, therefore they are faced with the challenge of aligning the internal processes to the new circumstances...
Target operating model for a PoS terminal manufacturer
The customer belongs to the leading global suppliers of Point of Sale (PoS) terminals. The company has grown quickly through acquisitions without an integration of the acquired company into a target operating model...
Restructuring and sale of a credit card processor
As a former monopoly, the customer was the market leader in the technical pro­cessing of electronic card transactions. With the de­regul­ation the company faced increasing pressure and the need of restructuring…
Market strategy for a top-5 insurance company
A globally operating top-5 insurance company offering life, composite and health insurance products through various sales channels, generates about 20% of the overall turnover through insurance agents and brokers...
Increasing bAV business
In a large regional database with more than 200 offices, the business field of company pensions is processed by both a GmbH (LLC) – for approaching corporate customers – as well as an in-house pensions department...

Publications

PAYMENTS NEWSLETTER VOL.23
May 2019
Taking off or going slow: what is the optimum pace for open banking to thrive?
May 2019
PAYMENTS NEWSLETTER VOL.22
February 2019
Vom nationalen Kerngeschäft zum Service der Global Player
February 2019
Das Zahlungs- akzeptanzgeschäft wandelt sich von einem nationalen Markt mit einer fragmentierten Wettbewerbslandschaft zu einem globalen Markt mit wenigen Anbietern.
PAYMENTS NEWSLETTER VOL.21
November 2018
PAYMENTS NEWSLETTER VOL.20
June 2018
How biometrics could finally replace PINs and passwords when we pay
April 2018
While biometric authentication is unlikely to replace PINs and passwords anytime soon, it will take an increasingly important role as one of a diverse set of authentication methods.
How convergence is transforming payment services
April 2018
Banks and payment providers need to adapt to industry convergence and need to create new sources of revenue to stay relevant.
PAYMENTS NEWSLETTER VOL.19
March 2018
Voice – a new channel for commerce and payment
February 2018
Jan Lettow and Stefan Thomalla from EY Innovalue consider that commerce is re-discovering voice as a convenient and efficient means of placing orders.
PAYMENTS NEWSLETTER VOL.18
December 2017
PAYMENTS NEWSLETTER VOL.17
August 2017
EY FinTech Adoption Index 2017
June 2017
Unleashing the potential of FinTech in banking
June 2017
Wertorientierte Vertriebssteuerung
May 2017
Die Vertriebssteuerung vieler Versicherungs- unternehmen ist weiterhin auf das Neugeschäftsvolumen fokussiert.
PAYMENTS NEWSLETTER VOL.16
May 2017
Global Banking Outlook 2017
March 2017
2017 Financial Services Global Corporate Divestment Study
March 2017
PAYMENTS NEWSLETTER VOL.15
November 2016
Opinion paper: PSD2 and the impact of Access to Account
Quo vadis Girocard?
November 2016
Noch führt an der Girocard in Deutschland kaum ein Weg vorbei.
Update on capital market activity in the payments industry Q3/2016
October 2016
PAYMENTS NEWSLETTER VOL.14
August 2016
Will merchants start to refuse cash acceptance anytime soon?
Update on capital market activity in the payments industry Q2/2016
June 2016
PAYMENTS NEWSLETTER VOL.13
May 2016
The current state of mobile wallets...
PAYMENTS NEWSLETTER VOL.12
March 2016
INNOVALUE provide a brief overview of recent developments..
Update on capital market activity in the payments industry Q1/2016
March 2016
Merchant Payment Acceptance and Mobile Services
February 2016
Digital Banking and Payments- Evolution or Re-Invention
February 2016
PAYMENTS NEWSLETTER VOL.11
December 2015
INNOVALUE provide a brief overview of recent developments...
Update on capital market activity in the payments industry Q4/2015
November 2015

Events